It's all about affordability and not spending money that you haven't got.
In 1975 did people have huge mobile phone contracts? SKY TV?, several overseas holidays?, several cars on the drive? takeaways twice week?
Just wondering.
And yes, I still stand by my original comment that both you and fuzzy are talking bollocks. Anybody who has maxed out their salary on a long term mortgage whilst they were at record low levels is a fool. They were bound to come back up.
They will have to sell up, down size and then they might be able to see a few "A" grade games at EP before they reach retirement age