I worry that if I survive Hb, I will live in poverty. That is a big, BIG fear of mine. I don't get much in Social Security and I'm not sure about Hb's pension. He said he did something to provide for me if he dies through his mill pension but we never figured out how much that would amount to.

13 years ago my Mom was paying over $500 a month for section 8 housing around here. It must be even more now. How do seniors afford it? I'm surprised we don't see them living in tents on the streets. And that is just rent. What about utilities, food, clothing and Dr's bills?