I think everyone wishes they had more money. John D. Rockefeller, the world's first billionaire, answered the question, “How much is enough?” with “Just a little bit more!” He, unknowingly, made a profound statement about the human condition.

I want to be prepared for the future but I don't want to sacrifice enjoying the time I have gambling that that if I do nothing but save I'll have plenty of time to enjoy it later. Besides, kids and grandkids are only little once and those memories we make now are priceless.