Re: Gearing Up ( no pun intended )
Posted by BethNJ on 1/18/2019, 7:34 am, in reply to "Gearing Up ( no pun intended )"
Sems several are going to get another blast of snow, including several surprised of light snowfall in VA and NC mountains yesterday. Winter is not over and sure lots more is to come before SPRING! I am so ready for spring and beach weather. |
You said you were going to be searching for Medicare Plans. Not sure of age or reason but if of legal medicare age for SS may I strongly suggest taking straight medicare and the AARP Supplemental Plan G or F and their RX plans as well. You get deep discount on premiums if an AARP Member as well. I bring this up as you know these past 5 years I've had major health issues and many surgeries. The first 2 yrs of the past 5 I was under an Advantage Plan and not straight Medicare. It HURT as I had lots of out of pocket expenses, high co-pays and deductibles. ONCE I qualified to go straight Medicare with the AARP Supplemental ( I picked plan F) as it covered co-pays and deductibles. I didn't think I could afford it but I could NOT have made a better decision. The cost of the Supplemental plan paid for itself. From my last 3-4 years of medical care, co-pays (doc visits), hospital deductibles/inpatient care/DME's needed & etc, surgical and all doctor services my out of pocket costs was -0-!!! My mo. premiums for my Supplemental paid for it all and trust me. When you have a cost of $30K + and have -0- to pay the mo. AARP Supplemental Premium was a blessing. This also inclused all Xrays, MRI/CT Scans, Breast Exams and any other needed Radiology, Oncology and Blood work.
Hope you've done your research and looked at deductibles, co-pays, exclusions and etc. before making the decision. Good luck!
My "2016" saying is:
"All racers, mess a lot with Lagano" What goes around comes around". Lagano
**Praying daily for all my Posse family here**
Goooooooooo #88 Team