I hate to say this however, many of these operators either don't have five bucks in their pockets or are too cheap to invest in equipment and/or insurance for their company's. To me, that is unbelievable.
Having (liability) insurance was always the foundation --before----one started their business for their own protection!
I remember spending $5,000.00 way back in 1972 for the right equipment, and not a Pail & a brush!
Maybe a lot of these people do not have confidence in their goals and themselves.
The JAGUAR MX-2 ETM @ cross-american.com