I tried out an online lending service here in the Philippines because I needed some quick cash for an unexpected expense. I was actually surprised at how smooth the whole thing was. I'm sharing this because if you're in a pinch, a fast and easy cash loan online can be a real help. You just fill out the application on their site, and the whole process is straightforward. After I submitted, I got a verification call and then an SMS notification that I was approved. The money was in my bank account soon after. What I liked is that you don't need to submit a ton of paperwork or find a co-maker.