To kick-start resolution, I documented the transaction date, payment confirmation number, and a screenshot of the pending balance before contacting support. While exploring peer experiences at https://kikoff-credit-builder.pissedconsumer.com/review.html I observed that the quickest fixes followed a single message bundling those three items. I sent one clear submission listing the date of payment, the confirmation ID, and the screenshot together. Within thirty-six hours, Kikoff’s support replied, acknowledged a processing lag, manually applied the payment credit, and confirmed my on-time credit posted. Presenting comprehensive payment context upfront unlocked a prompt and accurate update.