Over the past few months, I’ve noticed a serious uptick in complaints across different platforms, especially when it comes to refunds and subscription services. I moderate a small consumer forum, and nearly every day someone is talking about delayed reimbursements or shady billing tactics. The conversation has really shifted from isolated complaints to bigger patterns, and I'm trying to understand what’s actually going on across industries. Has anyone seen a breakdown of what categories are getting hit the most, or how consumer attitudes are changing this year?