Personally I think people should build the best team that they can with their budget, time, travel tolerance, work schedule, etc. and go to whatever world that puts them in. It's what our philosophy was with the team we built last year and we had a good squad.
I think it is crazy for teams to intentionally limit themselves and then whine about it. Most of the people I've met at the conference level that are restricted by budget know what they are getting into and try to do the best they can with what they have. The ones that I tend to see cry the most are the ones that are attempting to slip under the limit to win a lesser world and then mad about the rest of the season.