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Re: Retirement is awesome
Yes, the pension is enough to start - the only debt I have is my mortgage. Investment is crucial, as the pension payments will not increase as the basic cost of living increases over the 2-3 decades you plan on living. I have 403(b), Roth IRA, and a pretty substantial investment portfolio as well as a side business and clinics, judging etc.
I have not touched the non pension stuff yet, and don't plan to for a long time. Yes, I could live on my pension alone right now, but I think about my salary twenty years ago, and those that retired then on 70% of that. That is what you need to prepare for.