Clothing...let's see. Do you have children? If so, do your children grow larger, taller or do they remain the same size? The people whom I've know that have children experience growth. That means purchasing clothes quite often. Do clothes ever wear out for you? Have you ever had an accident at work or at home that resulted in ruined clothing that needed to be replaced?
No lol, you are totally incorrect about grocery stores in small rural towns vs. cities. Small rural towns usually have local mom and pop grocery stores with limited variety. They have to charge way more to make a profit than their counterparts in the city that are chain grocery stores. Saying, groceries are high for everyone is being dismissive and not really providing an answer as I did.
So everyone in the city lives in an apartment, a one bedroom apartment at that? Wow! I don't think you even buy that statement yourself. Or at least I hope you don't. I also like how you sidestepped what I said about teachers who live in the city and commute to small towns to work. They do exist, you know. Their spouses may have a different job or career in that city. You probably are going to next say or believe that all couples in education are automatically married to another educator. Nope, not the case if that's you next thought.
One more thing, I am retired. I don't work for 3k and 15 days a year. You said it wasn't enough for "you" meaning me personally. So, I hope we are finally clear on that point, now.
I'll say it louder if you're sitting in the back. 3k above base with 15 extra days is peanuts for teaching al grades of band alone along with K-5 music, driving the bus, being a class sponsor and all the other extra duties. This is also why some schools change directors more often than others. We are the only profession that doesn't demand better for ourselves or have people who try to slap others down who speak out about it.
I'm not trying to argue with you. What I'm doing is to tell you that you can't put a one size fits all on every situation since neither you or I know what everyone is dealing with and why.