If there was a competent administration that understood the crisis that was going on, I doubt we'd see as many businesses dying. Would it have been crazy expensive? Yes, but so are the unemployment benefits, the bankruptcies, and the crime rates that will likely rise in the next couple of years due to the higher poverty rate.
I'm a realist, I knew there was no way that another bill would pass. The democrats didn't want to give the republicans a win to help with re-election, and the republicans didn't want to agree to a plan that wasn't beneficial for their big donors/big businesses. Both sides need their heads knocked against the wall.