DO NOT get involved with anything that is a MLM or "networking." 99.9% of people in ALL MLMs lose money. Look at the financial reports - they're required to disclose them more often than not. It doesn't matter if it's Monat, Herbalife, Cutco - ALL of them require you to spend your own money AND YOU WILL NOT MAKE IT BACK unless you recruit significant downlines - and that WILL not happen.
That being said, if you're a MS director or have a bit more free time than some, talk to your closest grocery store about being a part time stocker on the weekends. It's not great money, but you can put 100% of it straight into retirement, and it also keeps you from going out to spend more money.
If you're good at arranging, start doing that.
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