1. Do not take on consumer debt--pay cash for EVERYTHING
2. Keep your mortgage to 15 years and not more than 25% of your income (try to put down at least 20% downpayment)
3. save 15% of your gross income into mutual funds (fully funded Roth IRA, 403b until you reach 15%)
4. create and STICK TO a written agreed upon budget EVERY MONTH
Then see if you feel you still need a side hustle for your retirement years.
Responses are not allowed!