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Re: Investing as Retirement Supplement
Late 30's is NOT late. Started in my 40's putting $200 a month into Vanguard Wellington and Vanguard REIT. Retired after 32 years, took max TRS lump sum (over $100,000) and put it into a fixed (safe) annuity with TIAA which has now almost tripled. Worked for 12 years after retirement and aggressively saved my earnings while mostly living off my pension. Result - my only worry about money is the friends and relatives (who made more than me but were poor money managers) constantly asking for "loans".