But money does help with things.
My band can't afford a drill designer. That's me.
My band can't afford a music arranger. Stock show for me.
My band can't afford marching techs. That's me, too.
My band can't afford music techs, front ensemble techs, battery techs, color guard choreographers. That also is me.
So yes money does help when you can get more input from more people and better designed show. The money factor is a legit thing. A well designed show that incorporates everybody can be hard to do and money certainly helps with that.
But again, good teaching is still good teaching. Should get you a 1st division rating. But might not get you to state....