Re: Too the top - (he came home)
What you are going through brings our own vulnerabilities to mind. How quickly things can change. Whether you sell the RV or not is not the most pressing thing you have to deal with but the money would help pay for any help that you might need. As far as hiring someone, it isn't a bad idea although I fully understand your reluctance. RR's needs will only increase as he fails and caring for a terminal person can be difficult even for an able bodied person. You have all you can do managing your own limitations. The kids are home now but will need to return to work once things return to normalcy and leaving the both of you home alone is a concern. At the very least, you would need to have some alarm mechanism to call for outside help on your person at all times in the event you fell and couldn't reach your phone. Medicaid would most likely pay something toward home care but I doubt that you would qualify. Your gap insurance would only kick in if you have been paying for the additional coverage for nursing care. There may be a period of time that Medicare would provide some help but that I'd guess would be limited. My statements are all only guesses and you'd have to clarify with the appropriate people. Having someone around that you are compatible with might not be so bad. My first instinct is to think of people you might already know who might welcome some extra money. Perhaps Donna can give you more time or a neighbor who could use some financial help. It wouldn't even have to be the same daily person if they committed to a specific day.
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