Re: Health Costs
Posted by Rory on March 23, 2012, 10:26 am, in reply to "Re: Health Costs"
Scott, are you aware that John (and his partner?) are over 60 years of age? Unless things have changed dramatically in private health insurance coverage in Ireland, the waiting periods and exclusion of pre-existing conditions will virtually eliminate any meaningful coverage for their most likely needs. |
: There are loads of plans from each of the
: three providers (www.avivahealth.ie
: www.vhi.ie www.quinn-healthcare.com ) but
: each of them offers a basic standard plan
: (Plan B from VHI and the others have
: The basic idea is that you're buying major
: medical coverage. Many doctor bills or a
: large portion are covered, you can usually
: get ahead of the line of uninsured people
: when it comes to setting up doctor visits,
: tests, etc. Once in the system, then
: everybody is treated the same except that
: the private insurance gives a wider choice
: of hospitals and fewer number of people in
: the ward.
: There are company plans that have to be
: offered to anyone who asks. Ask for the plan
: government employees are on.
: Costs have been ratcheting upward swiftly
: over the last 3 years, nearly a doubling in
: costs over that period. We switched our plan
: from Plan B to another one that left out the
: country's top heart hospital and one or two
: obscure diseases that we don't have and
: saved a bunch of money.
: If I remember correctly, my wife and I are
: now paying about 1500 euro each per year for
: this coverage.
: --Previous Message--
: VHI is Ireland's most popular private health
: insurance provider. You can get a quote from
: their website. www.vhi.ie