Why do you believe that a broken health insurance industry and public education have anything to do with one another? I know I won't convince you, but if your solution is to put Democrats in charge look no further than to what Gov 'it's all free' Cuomo did today to see a big part of the problem with the health insurance industry. Guaranteeing by executive order that in NY all insurance companies must cover women's contraceptive care without copays. Why should I have to pay for your daughter's birth control pills? If insurance doesn't have to cover elective surgery, why does it have to cover elective behavior? Why can't I buy an insurance policy that covers just what I need? Why do I have to pay for a policy that covers bariatric surgery (I am 5'8" 175 lbs) and hysterectomies (I am a guy) but not testing or treatment of a genetic condition that I do have? Don't get me wrong or be misled - this is not a male/female life/choice argument. It is a government regulation/free market question, which again has nothing to do with public education. It is the fact that we have gotten on this ascending spiral of wanting to have insurance cover more and more while paying less and less (or nothing) out of pocket ourselves.
Things are changing, and the reason is less regulation, not more. You can once again buy only catastrophic care if that is what you want to do. There are more and more affordable options beyond your employer's plan.
Without making this even longer - and I fully realize that the issues with insurance are not this simple - look at your insurance claims. Look at what your doctor billed them and what they agreed to pay. That difference has to be made up somewhere. My own doctor charges me what the insurance would pay if they paid for the things related to my condition. I can easily cover that in my budget. Meanwhile, my ISD insurance policy is sitting there waiting for me to get a tummy staple.
So again, don't look to the education system, or TRS, or the legislature to fix something they have no control over. In the legislature's case, it is government getting involved that screws things up, so the only way to fix it is to get them out of the soup.
I will make my voice heard in the only place it will matter: my polling place on November 6, 2018. Join me in voting a straight Democratic ticket. Anything else is a vote against public education.