I had TMEA Liability. Colleague and I were falsely accused of something. I called TMEA Liability people, who gave me the names of three or four lawyers in my semi large town that were 'in their network.' None of them were taking new clients. My colleague had ATPE. Their lawyers shut the parents down in an afternoon.
After that I have always been with ATPE. The TMEA thing may still have worked if I had needed it, but luckily I did not.
: Hello everyone.
: I'm about to renew my TMEA membership and
: was looking at the liability insurance
: policy as well as the policy for ATPE. Do
: these both cover basically the same thing or
: is there one that's better? Anyone with
: experience with this? Thanks!